Privacy Policy

Last Updated: January 2026

1. Overview

FHAorConventional.com ("we", "our", "us") operates as a free, web-based financial educational tool. We are deeply committed to respecting your online privacy. This Privacy Policy outlines how information is handled when you visit our website.

2. Google AdSense & Third-Party Advertising Cookies

FHAorConventional.com displays advertisements served by Google AdSense. Google uses cookies to serve ads based on a user's prior visits to our website or other websites.

• DoubleClick Cookie:Google's use of advertising cookies enables it and its partners to serve ads based on your visit to FHAorConventional.com and/or other sites on the Internet.
• Opt-Out Options: Users may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of third-party vendor cookies by visiting aboutads.info.

3. 100% Client-Side Financial Inputs

Your financial inputs inside our mortgage calculator (such as home price, down payment percentage, and credit score selection) are processed 100% client-side in your web browser. We do not store, record, transmit, or monetize your loan inputs on any server.

4. CCPA & GDPR Rights

If you reside in California (CCPA) or the European Economic Area (GDPR), you retain the right to control how cookie-based data is collected. You can adjust your browser settings to block all cookies or notify you when a cookie is being sent.